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Personal Banking

Certificates of Deposits

Take advantage of a great short-term place to watch your money grow for use in the near future. Choose terms form 91 days to 60 months. A $500 minimum balance is required. (Rates)

Individual Retirement Accounts (IRA)

Start planning for the future now, by opening an IRA for your retirement. Here at KCB we care about you and want to help by offering a variety of IRAs. Depending on your tax needs we offer Traditional and Roth IRAs. We also have Simplified Employee Pension (SEP) IRA, Education/Coverdell IRA, and Health Savings Account to fit all of your needs. Call and talk to a Financial Service Representative for more information. (Please direct specific tax questions to your tax advisor.) (Rates)

Personal Credit Cards

Your Bank, Your Card

Everything You Need In One Convenient Card

  • No Annual Fee
  • Low Introductory Rate
  • Exceptional Features and Benefits
  • Flexible Rewards

Learn More about personal credit cards here

Apply Today

Online Credit Card Account Website –

View or Redeem Points – or call 866-678-5191

24 Hour Customer Service – 800-367-7576