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KCB Mortgage - Home Loans

Home Loans - Serving Kearney, MO, Liberty, MO, Gladstone, MO and the Kansas City community

Whether you’re ready to buy your first home, make a change, or lower your interest rate, we can help. KCB Bank offers a variety of loans and services to help you reach your goals. Looking to purchase, refinance, or get pre-qualified for a home? Our mortgage lending department can help you find the financing that best fits your needs. We offer competitive rates, low closing costs, and quick closings. Call today to schedule a no-cost, no-obligation consultation: 816.628.6050.


Please visit KCB Mortgage for additional resources or to Apply Online.  Check out our daily interest rates.


Fixed-Rate Conventional Mortgages

Choose from 30, 25, 20, 15 and 10-year terms. Private Mortgage Insurance (PMI) is available if down payment is less than 20%.


USDA Home Loans

Get the home you’ve always wanted in a rural area and achieve your dreams with a quick and easy USDA home loan.

  • 100% financing
0% down payment
  • Below market interest rate 

  • Low upfront 1% USDA fee 

  • Low monthly mortgage insurance 

  • Flexible credit 

  • Seller credits allowed toward closing costs 

  • Not restricted to first-time homebuyers 


FHA and VA Financing

Federal Housing Administration (FHA) financing is available for first-time homebuyers and gift funds are allowed. FHA loans offer a low down payment with flexible credit guidelines.


Veterans Affairs (VA) loans are designed to offer 100% financing to eligible veterans or their surviving spouses. Mortgage insurance isn’t required.


Home Improvements

Looking to improve on or expand your home? Home Improvement Loans can be financed with a cash-out refinance. Get more for your money with our competitive rates.

KCB Bank home loans  

KCB Bank

PO Box 888

950 W 92 Hwy

Kearney, MO 64060