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Personal Banking

Visa Debit Cards

Forget about having to worry about your checkbook.  Your Visa Debit Card is accepted worldwide at more than 1 million locations.

  • Access your money, make a deposit, or transfer funds at the following locations 24 hours a day.
    - KCB Headquarters: 950 W 92 Hwy Kearney, MO 64060
    - KCB Kearney Branch: 100 W 92 Hwy Kearney, MO 64060
    - KCB Liberty Branch: 110 S Stewart Rd Liberty, MO 64068
    - KCB Gladstone Branch: 99 NE 72nd St Gladstone, MO 64118
  • The Bonner Springs location is open Mon-Fri 9am - 5pm and Sat 9am - noon
    - KCB Bonner Springs Branch: 13010 Commercial Drive Bonner Springs, KS 66012
  • The Visa Debit Card makes record keeping easier.  The transaction amount is immediately deducted from your checking account and you will be able to see it on your monthly statement or at
  • Your Visa Debit Card will be protected against fraudulent purchases if it is lost or stolen and you will not receive a charge for a replacement card.
  • If you have trouble remembering your PIN, you can personalize it by calling 1-800-567-3451. 
  • There is no charge from KCB Bank for ATM withdrawals, transfers or inquiries made from a KCB Bank ATM or non-KCB Bank ATM. When you use an ATM not owned by KCB Bank, the ATM operator or the network used may charge you a fee, and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.

*Note: If your card has been lost or stolen:
To report your card lost or stolen on weekends or after hours, please call 1-800-554-8969. You will need to verify your mailing address, phone number, and social security number.

Please call KCB Bank to report your card lost or stolen during normal business hours. Fraud Prevention may contact you about your card and usage. In the event that they do this is the number you can return their call to verify you are talking with an authorized representative. 1-800-262-2024

Go to KCB Online Security Information

Instant Issue Debit Cards

Need to have your Debit Card replaced immediately?  If your card is lost, stolen, or needs to be replaced for any reason, visit one of our locations and request our Instant Issue Debit Card.  For a $5.00 fee we can issue a card instantly!  Renewal cards will continue to arrive in your mail if we are not notified 45 days prior to renewal date.  For more information, contact a Financial Services Representative at any KCB Bank location.

Debit Card Opt-In

It's happened to all of us . . a miscalculation or oversight can cause an unexpected shortage of funds.  KCB Bank wants to give you peace of mind and eliminate the embarrassment of a declined debit card.  Ask us how to opt-in to our Overdraft Privilege service with your debit card.

VISA Account Updater

Automatic payments just got easier.

We’ll keep your card information updated.


When you use your KCB Bank debit card for things like bill payments and online purchases, we can help update it automatically if your payment information changes.


If your card is reissued, you may not have to update your payment info with every biller or merchant that keeps your card information on file.*


-Skip the hassles of re-entering or resubmitting your payment info

-Avoid declined payments and service interruptions


It’s just one more reason your KCB Bank Visa debit card is the easy way to pay for everything from your morning coffee to your monthly electric bill.


Beginning October 2017, all KCB Bank VISA debit cards will be automatically enrolled in the Account Updater Service.  KCB Bank is required to offer cardholders an opportunity to opt-out of using the service at any time. If you choose to opt out of the service, please call one of our Financial Service Representatives at 816-628- 6050, visit and send us a secure email through your online banking access, or visit us in person at one of our convenient locations.


*Not all merchants participate in automatic updates.  Updates are not guaranteed before the next billing cycle.

Centsible Savings

Forget to save money? Add Centsible Savings to your KCB Connect account and let us do the work for you.  Each debit card transaction will be rounded up to the next whole dollar.  The "spare change" will be deposited into a checking or savings account that you designate.  See an FSR to get signed up and start saving today!

Bill Pay

KCB Bank offers bill pay with features that will save you time and money.  Whether you want to pay your reccurring mortgage payment, pay back the money you borrowed from your best friend or transfer money from bank to bank our Bill Pay can handle it.

Bill Pay KCB Bank

Mobile Banking

KCB Bank’s Mobile App goes where you go to securely deliver what you want, when you want it.’s free!  Download today to:

  • Check balances
  • Transfer funds
  • Pay bills
  • Send money
  • Deposit checks
  • Find ATMS
  • Set up text alerts

*You must be enrolled in our free Internet Banking.  Then Enroll in Mobile Banking located under SERVICES.

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Coin Counter

Is your change jar full or is the cup in your car console overflowing?  KCB has a coin counter in our lobby at Kearney, Liberty and Gladstone.  This is a free service for all of our customers.  There is a 10% charge for non-customers.

Notary Public

KCB Bank offers free notary service to all of our customers.

Wire Transfers:

If you would like to wire funds to an account at KCB Bank, follow the instructions listed below to avoid any delays.

Receiving bank:  Midwest Independent Bank
Jefferson City, MO
ABA Number: 086505273
Beneficiary:   KCB Bank 950 W 92 Hwy Kearney, MO 64060
Account Number:   101206460
For Further Credit To: Customer name and account number

Safe Deposit Box

Rest easy knowing that your valuables are secure in a safe deposit box at KCB. The annual fee is decreased by $5 when payment is automatically debited from a KCB checking account. A variety of sizes and rates are available. Please contact a Financial Service Representative at (816) 628-6050 for availability and location information

Did you know you don't need a computer to access your account?

You can use our Telebank tool to check your balance, hear transaction information, and transfer funds between accounts.  Just call 816-628-9924.